Research and policy
Our research and policy work plays a key part in achieving our mission to prevent financial difficulty and remove problem debt from people’s lives.
What you’ll find on this page: Research and reports, Influencing policy, Consultation responses, and Thoughts at the Trust blog
Research and reports
We are committed to a programme of research which enhances understanding of the debt and credit environment and practically improves money advice.


We’ve been campaigning for fundamental bailiff reform since 2017
Influencing policy
We use our expertise and evidence from our services to influence policy and practice. Our aim is to improve the UK’s money and debt environment for the benefit of people and small businesses in financial difficulty.

Government debt and bailiff reform

We are working hard to improve fairness in government debt management, by presenting evidence from our services, developing recommendations for change and working directly with central and local government.
Consultation responses
We responded to 24 consultations and calls for evidence in 2024.
View our consultation responses

Thoughts at the Trust blog
Read the latest insight, comment and opinion from the debt advice front line.
