Research and policy
Our research and policy work plays a key part in working to achieve our vision of 'helping people across the UK to tackle their debts and manage their money with confidence'.
What you’ll find on this page: Research and reports, Influencing policy, Consultation responses, and Thoughts at the Trust
Research and reports
We are committed to a programme of research which enhances understanding of the debt and credit environment and practically improves money advice.
We've been campaigning for fundamental bailiff reform since 2017
We use our expertise and evidence from our services to influence policy and practice. Our aim is to improve the UK’s money and debt environment for the benefit of people and small businesses in financial difficulty.
Government debt and bailiff reform
We are working hard to improve fairness in government debt management, by presenting evidence from our services, developing recommendations for change and working directly with central and local government.
Read Levelling up: The case for reforming government debt collection, published Nov 2020.
We regularly respond to a range of consultations and provide oral and written evidence to parliamentary select committees and inquiries.
We responded to 35 consultations and calls for evidence in 2020
View our 2020 consultation responses
Thoughts at the Trust blog
Read the latest insight, comment and opinion from the debt advice front line.
Counting the costs: the impact of the cost of living on our clients
Jane Tully discusses our latest findings on...
Mental Health Awareness Week – accessing support and resources
Jane Tully on the link between mental health...
The Consumer Credit Act: Reform should not mean removal of vital protections
Our Policy Lead, Meg van Rooyen, on our...